I'm really excited about some financial changes we're making around here and wanted to share with you. Austin and I are striving to become debt-free! Yes, that's right, debt-free! Last year we purchased Dave Ramsey's Total Money Makeover and have started implementing the steps in the program.
I don't know about you, but it seemed like we were just getting by from paycheck to paycheck and never really getting ahead. It was so frustrating and discouraging for us. We began to see the bondage that debt has on us.
My sister gave me a copy of The Duggars: 20 and Counting for my birthday. They are completely debt free (with 18 kids!) and they talk about that process in their book. There were so many illustrations where they saw God work in miraculous ways to provide things they needed/wanted. It was so encouraging and uplifting.
I think that's when the wheels really started turning for us. Austin started working on a plan to pay off our debt and to put us on a pretty strict budget to accomplish our goal. It will take discipline and a little creativity, but I'm positive that with the Lord's help, we can do it.
I'll keep you updated on our progress, as well as some ideas and tips for saving money!